Insurance can protect you financially in a number of ways. You've worked hard to build a solid financial footing for you and your family, so you want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t adequately insured, it could leave you in financial ruin.
You need insurance to protect your life, your ability to earn income, and to keep a roof over your head. As you evaluate the potential gaps in your insurance coverage, consider which policies you may want to include in your short- and long-term financial plan.
These are the basic types of insurance most people need. If you have a special situation -- such as running a business or working in a profession where you could be sued for malpractice -- you may need additional types of coverage.
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